HOW IT WORKS
Getting a Loan

Getting a loan is quick and easy.

There are 3 Simple Steps to getting money wired to your account:

1.   Apply for a Loan - Fill out an easy 2 minute secure online application form.  Tell us how much money you need and what you need it for.  Submit your application to get approved.

2.   You are Approved - Upon approval, you are provided with further instructions and asked to confirm that you wish to proceed with the personal loan.

3.    Transfer Funds - Once you agree to the terms and conditions and sign the contract, the funds requested will be wired directly into your account within 24 hours*.   * Subject to approval times and lender's own policies.  In most cases, funds will be deposited the same working day, if approved by 2:30pm that day.

In more detail: Follow these simple steps ...

Complete our online application form and submit.

Your application will be processed and you will initially be contacted by our Lender within 1 business day who will conduct a telephone interview with you and pre-approve you over the telephone.

Note:  Our Lender will contact you via telephone first (via your mobile phone no. that you advised on the application form).

Note:  If our Lender is unable to contact you via your mobile phone, they will send you an SMS text message asking you to contact them.

Note:  If our Lender is unable to contact you via your mobile phone, they will also send you an email (to the email address that you advised on the application form) asking you to contact them.

Check your mail junk box / spam box in the event that the Email send by our lender was placed there by your ISP / mail provider.

Our Lender may conditionally pre-approve you prior to talking to you.  In this case they will also email you a pre-approved loan contract.

Check your mail junk box / spam box in the event that the Email send by our lender was placed there by your ISP / mail provider.

Our Lender will also ask you to provide supporting documents to verify your identity, income and other details provided by you in your application.

Sign the loan contract and return with the required documents via email, fax or mail.

Our Lender will check and verify the returned loan contract and documents for correctness and provide you with final approval.

Money is deposited into your bank account electronically.

Loans